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Germany Net Salary Calculator

2026 planning model • tax, solidarity surcharge, church tax & social insurance

Annual gross cash salary

Bonus / taxable cash extras

Income-tax assessment

Health fund additional rate (total %)Employee normally pays half.

Children under 25 counted for care insurance

Church tax rate

Other tax-deductible expenses / allowances

Post-tax payroll deductions

Employed in Saxony (different employee care-insurance share)

Use exact taxable-income override

Taxable income (zu versteuerndes Einkommen)Best accuracy if you already know your annual taxable income.

Method & limitations

This is a planning estimator for standard employees. It is not payroll software or tax advice. Actual withholding can differ because payroll periods, allowances, insurance status, employer payroll settings, special payments and personal circumstances vary.

2026 rule sources inside this build

Federal income-tax formula: German Federal Ministry of Finance §32a EStG 2026. Social contribution ceilings: Bundesregierung / Deutsche Rentenversicherung. Health rate and average 2.9% additional rate: Federal Ministry of Health. Care-insurance family rates: Federal Ministry of Health. Solidarity-surcharge threshold and mitigation: BMF 2026 wage-tax handbook.

2026 rules

Your estimated take-home

Annual net—

Monthly net—

Total tax—

Employee social charges—

Germany Net Salary Calculator

Offer comparison

Reverse gross solver

Your estimated take-home

Breakdown