Spain Net Salary Calculator

A transparent 2026 Spanish take-home planner with Social Security caps, MEI, solidarity contributions, personal/family minimums, state IRPF scale, contract-aware unemployment contributions and honest autonomous-community handling.

Estimated monthly take-home

€0

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Your pay & assumptions

Annual gross salary

Bonus / variable pay

Taxable benefits in kind

Contract type

IRPF planning

Income-tax model

Known annual IRPF

Age

Qualifying descendants (simplified order)

Of those, children under 3

Other general-base reductions

Payroll & deductions

Salary payments

Annual Social Security base override (0 = automatic)

Take-home result

Annual net€0

Monthly net€0

Effective deductions0%

Gross cash€0

Income tax€0

Employee social charges€0

Transparent breakdown

Decision lab

Next €1,000 gross gives you€0

Gross needed for target monthly net—

Alternative salary comparison

Alternative annual gross

Target monthly net

Alternative monthly net€0

Monthly difference€0

Net retention on next €1,0000%

Sources & scope. Social Security rules use Order PJC/297/2026: €5,101.20 monthly maximum base, 4.70% employee common-contingency rate, 0.15% employee MEI, and 2026 solidarity tiers above the maximum base; unemployment is 1.55% for indefinite and 1.60% for fixed-term contracts, plus 0.10% training. The IRPF state scale and €5,550 general personal minimum come from the consolidated Personal Income Tax Law. Autonomous-community tax scales vary, so the default “state ×2” mode is clearly a planning approximation, with a known-tax override for exact user data. This is a planning estimator, not a tax return, legal opinion, or official payroll slip. Individual circumstances, benefits, withholding rules and later legislation can change the final result.