Two engines in one: a transparent 2026 annual tax planner and a tax-card mode using your own trækprocent/fradrag. Includes AM-bidrag, ATP, municipality/church tax, the new mellemskat/topskat/toptopskat structure, work deductions and reverse salary planning.
2026 AM-bidrag is 8% for adults, while employees under 18 throughout the tax year are exempt. The personal allowance is 54,100 DKK. The annual planning model uses bundskat 12.01%, mellemskat 7.5% above 641,200 DKK after AM, topskat 7.5% above 777,900 DKK, and toptopskat 5% above 2,592,700 DKK.
Employment allowance is 12.75% capped at 63,300 DKK; job allowance is 4.5% of income above 235,200 DKK capped at 3,100 DKK. Municipality and church rates vary locally. The planning model is intentionally transparent but does not reproduce every rule in a final Danish tax assessment. Tax-card mode is provided when you want to use your own official withholding percentage and deduction.